Almost all banks give you the option to bank online. You sign up at your bank’s Website and create a password. Online banking services usually allow you to transfer funds between savings and checking accounts; check credit card accounts; pay bills electronically; purchase and track Certificates of Deposits (CD’s), and other investment services. Some banks charge a fee. Check with your financial institution. If you use the online bill pay, you do not have to write out envelopes or pay for postage stamps. And banks keep excellent, clear records! But remember to periodically print out a copy of your account since the banks only keep this information for a short period of time, generally less than one year, possibly as few as three to six months.